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Legal · binding

Terms of Service.

The agreement between you and Onyx Ratings AG when you read, rate, review, apply, or build on our data.

Version
v2.1
Effective
2026-03-01
Supersedes
v2.0 · 2025-06-12
Governing law
Switzerland · Zug
The short version

Our ratings are opinions, not investment advice. You can read everything for free, quote us with attribution, and lose access if you scrape abusively or impersonate us. We can be wrong; we publish it when we are. Nothing here waives that.

Sec. 01What Onyx is, and is not

Onyx publishes credit-style ratings of Web3 projects against a public, versioned methodology (currently v3.2). A rating is a professional opinion about credibility and operational quality at a point in time.

A rating is not investment advice. It is not a recommendation to buy, sell, or hold any asset, a prediction of price, or a guarantee against loss. Certified projects have failed before and will again. Do not size a position on a score.

Sec. 02Access

All ratings, methodology documents, watchlist cases, and editorial are public and require no account, payment, or wallet. A connected wallet is required only for write actions: submitting reviews, filing applications, and managing an account.

Sec. 03Permitted use

  • Quote scores and tiers with the as-of date and methodology version.
  • Link to, screenshot, and cite any public page, including criticism of us.
  • Access data programmatically within published API rate limits.

You may not: recreate the credibility seal in any material (see Press · brand rules), present Onyx data as your own rating product, scrape at volumes that degrade service, or state or imply that Onyx endorses, underwrites, or partners with a rated project.

Sec. 04Reviews and wallet-gated writes

Reviews are signed by a wallet and weighted by verified on-chain interaction with the reviewed project. You are responsible for what your keys sign. We remove reviews that are fraudulent, coordinated, or compensated — and we publish removal statistics quarterly.

Sec. 05Fees

Review fees purchase a place in the review queue and continuous monitoring. They do not purchase a score, a tier, a timeline advantage, or the softening of any finding. Fees are non-refundable when the outcome disappoints. This clause is repeated in every order form.

Sec. 06Disclaimers & liability

Ratings rely on public data, project disclosures, and third-party reports; any of these can be wrong or fraudulent. The service is provided as-is. To the extent Swiss law allows, our aggregate liability is capped at the greater of CHF 1,000 or fees you paid us in the prior 12 months.

We do not exclude liability for our own fraud or willful misconduct — a ratings agency asking you to trust it should not be allowed to.

Sec. 07Disputes & changes

Rating disputes follow the published dispute procedure (Methodology Sec. 12), not this section; legal disputes go to the courts of Zug, Switzerland. We version these terms like the methodology: changes are published with a diff 14 days before they take effect, and continued use is acceptance.

terms v2.1 · sha256 e3a1…9c04 diff against v2.0 available at /legal/terms/diff
25 Screen — Privacy onyx.xyz/legal/privacy
Legal · binding

Privacy Policy.

What we collect, why, for how long — and the larger list of what we deliberately don't.

Version
v1.4
Effective
2026-01-15
Regimes
GDPR · Swiss FADP
DPO
The short version

You can read the entire site without telling us anything. If you connect a wallet, we store the address and what you sign here — both already public on-chain. We run no ad trackers, sell nothing, and our analytics can't identify you. Email us to see or delete what we hold.

Sec. 01What we collect

DataWhyRetention
Wallet address (on connect)Account identity, review weighting, ENS resolution. Already public on-chain.until disconnect + 30d
Reviews & applications you submitThe product. Reviews are public by design and signed by your wallet.permanent (public)
Email (newsletter, optional)Delivering The Onyx Brief. Single-purpose; never joined to wallet data.until unsubscribe
Aggregate page analyticsSelf-hosted, cookieless, no cross-site IDs. We see counts, not people.14 months
Billing details (paying customers)Invoicing and Swiss accounting law.10 years (statutory)

Sec. 02What we deliberately don't

  • No advertising trackers, pixels, or third-party cookies. The only cookie is your session.
  • No sale or sharing of personal data with anyone, for anything.
  • No linking of newsletter emails to wallet addresses.
  • No IP-based identification of readers. Watchlisted projects have asked. The answer is no.

Sec. 03On-chain data is different

Our ratings analyze public blockchain data, which may include addresses attributable to individuals. We process it under legitimate interest as a publisher. We do not de-anonymize readers or reviewers; forensic attribution appears only in watchlist cases, with evidence, about the entities we rate.

Sec. 04Your rights

Under GDPR and the Swiss FADP you can request access, correction, deletion, and portability of your personal data via [email protected] — answered within 30 days. One limit: published reviews and watchlist evidence are journalistic records; we anonymize the requester where the law allows, but we do not rewrite the public record.

Sec. 05Where data lives

Servers in Switzerland and the EU (Zurich, Frankfurt). Transfers outside are covered by standard contractual clauses. Sub-processors are listed at /legal/subprocessors — currently four, and adding one requires the Independence Officer's sign-off if it touches ratings data.

privacy v1.4 · sha256 b7f2…3e11 diff against v1.3 available at /legal/privacy/diff
26 Screen — Independence policy onyx.xyz/legal/independence
Legal · the one that matters

Independence Policy.

The enforceable rules that keep money away from scores. This document is referenced in every employment contract, order form, and sponsorship agreement we sign.

Version
v3.0
Effective
2025-11-01
Owner
Independence Officer
Reports to
Board · not CEO
The short version

Nobody who rates holds what they rate. Nobody who sells talks to anybody who scores. Sponsorship is capped, labeled, and can't buy a number. Breaking these rules ends your employment here, publicly. It has, twice.

Sec. 01Structural separation

Revenue functions (sales, marketplace, sponsorships) and ratings functions (analysts, reviewers, methodology) are separate teams with separate reporting lines. No employee holds roles in both. Revenue staff cannot view a rating before publication; ratings staff cannot view a client's billing status.

The rating committee does not know which applicants are on paid monitoring tiers. The queue is ordered by application date and category capacity — the assignment algorithm is published at /methodology#queue.

Sec. 02Personal holdings

R-2.1
Full wallet disclosure on hire
All wallets, all chains, before day one. Undisclosed wallets discovered later are treated as a violation regardless of contents.
R-2.2
Zero positions in coverage
Analysts and reviewers hold no assets issued by, or materially exposed to, projects in the Onyx coverage universe. ETH, BTC, and major stablecoins for gas and savings are exempt and disclosed.
R-2.3
24-hour automated screening
Disclosed wallets are diffed against the coverage list daily. A hit opens a case with the Independence Officer within one business day.
R-2.4
90-day cooling-off
Departing analysts may not join a project they rated within 90 days of its last review they signed. This is contractual, not honorary.

Sec. 03Sponsorship & placements

Paid placements are capped at 10% of annual revenue by board policy, always carry the flat "Sponsored" pill, never use the credibility shape language, and never appear on a project page, watchlist case, or methodology document. A sponsor's rating can go down while its campaign is running. One has.

Sec. 04No token, no trading desk

Onyx will not issue a token, operate a fund, market-make, or take positions in assets it rates. The corporate treasury holds fiat, CHF/USD instruments, and the stablecoins needed for operations — the list is published in the annual report.

Sec. 05Gifts, access, pressure

  • Gifts above CHF 100 from rated entities are declined and logged. The log is public.
  • Legal threats regarding a rating are published in the relevant case file, in full.
  • Attempted payments to analysts are reported, published, and referred to prosecutors.

Sec. 06Enforcement record

A policy is what it has actually done. Every enforcement action under this policy, since founding:

2025-01-22Analyst terminated — undisclosed wallet holding a rated GameFi token, found by R-2.3 screening. Ratings he signed were re-reviewed by committee; two stood, one was revised upward.
2025-09-04Reviewer terminated — accepted advisory tokens from a project 60 days before its scheduled review. Self-reported by the project's competitor; verified on-chain.
2026-02-18Sponsorship declined and disclosed — a prospective sponsor conditioned renewal on "methodology input." Named in the FY2025 independence report.

Sec. 07Oversight

The Independence Officer (currently: Ingrid Halvorsen, General Counsel) owns this policy, reports to the board's independent directors, and cannot be dismissed without a board supermajority. The annual independence report — violations, gift log, revenue mix, screening statistics — publishes every March, unedited by the executive team.

independence v3.0 · sha256 a904…77d2 annual report FY2025 published 2026-03-12